Being a strong and much respected character in her local tightly knit community of Palabek, she has been a group leader for her community savings group. The love and respect the people of the village have for her is clear – many women speak to her about their businesses, their homes, children, husbands, crops and every other aspect of life which she may be able to advise on.
As part of her job as a group leader, Josephine supervised the implementation of Deki loans when Deki’s then Field Partner started working with the group. She made sure their loan was the correct amount for their business and checked they knew how to invest it properly. Josephine’s help and guidance has been invaluable and in the absence of traditional banks and community business training programmes at the time, many relied upon her.
Josephine was also able to apply for her own small loan of £130 to expand her market business. She trades mainly in maize sprouts that is used for local brewing, silver fish and beans. With her loan she was able to buy increased stock at lower prices. Josephine’s business is doing well, and her income has dramatically increased since taking out her loan.